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	<title>Focus On Frederick.com &#187; foreclosure</title>
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	<link>http://focusonfrederick.com</link>
	<description>Musings and information about Real Estate in the Frederick County Area</description>
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		<title>Bailout help on the way</title>
		<link>http://focusonfrederick.com/2008/11/12/bailout-help-on-the-way/</link>
		<comments>http://focusonfrederick.com/2008/11/12/bailout-help-on-the-way/#comments</comments>
		<pubDate>Wed, 12 Nov 2008 12:49:47 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[fha]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/?p=619</guid>
		<description><![CDATA[Many homeowners are under water and it is encouraging to see progress being made on the Bailout plan.  AIG is really pissing upsetting people off with their latest antics.  I just don&#8217;t get how CEOs justify this while the business is under water.  How do you plan these parties?  &#8220;John, THE check came in&#8230;Great, off [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2008/11/12/bailout-help-on-the-way/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&#8220;Suffering in Silence&#8221; &#8211; Foreclosure outreach</title>
		<link>http://focusonfrederick.com/2008/05/06/suffering-in-silence-foreclosure-outreach/</link>
		<comments>http://focusonfrederick.com/2008/05/06/suffering-in-silence-foreclosure-outreach/#comments</comments>
		<pubDate>Tue, 06 May 2008 12:40:13 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Frederick Misc]]></category>
		<category><![CDATA[Local Events]]></category>
		<category><![CDATA[Real Estate Topics]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Maryland dllr]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/?p=436</guid>
		<description><![CDATA[I attended the Frederick Foreclosure Forum last night. The turn out was not as expected. There were only a small handful of consumers looking for answers and guidance. The other 85% were local professionals, city and county personal looking for more resource to help those in need. I kind of expected a low turn out [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2008/05/06/suffering-in-silence-foreclosure-outreach/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Monday Foreclosure watch &#8211; The city has a plan- I think</title>
		<link>http://focusonfrederick.com/2008/05/04/monday-foreclosure-watch-the-city-has-a-plan-i-think/</link>
		<comments>http://focusonfrederick.com/2008/05/04/monday-foreclosure-watch-the-city-has-a-plan-i-think/#comments</comments>
		<pubDate>Sun, 04 May 2008 17:50:57 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Local Events]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[shortsale]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/?p=433</guid>
		<description><![CDATA[They released a press release about tonight&#8217;s Community Foreclosure Forum. I am going to see what they have in store to help befuddled home owners. I really want to know if they have anything place to address the carpet baggers that have moved in to take advantage of the desperate homeowners. The event starts at [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2008/05/04/monday-foreclosure-watch-the-city-has-a-plan-i-think/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Carpet Baggers feeding off those facing foreclosure</title>
		<link>http://focusonfrederick.com/2008/04/16/carpet-baggers-feeding-off-those-facing-foreclosure/</link>
		<comments>http://focusonfrederick.com/2008/04/16/carpet-baggers-feeding-off-those-facing-foreclosure/#comments</comments>
		<pubDate>Wed, 16 Apr 2008 20:44:54 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate Topics]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[choices]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[GMA]]></category>
		<category><![CDATA[scumbags]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/?p=423</guid>
		<description><![CDATA[Good Morning America did a piece on companies out to &#8220;save&#8221; you from foreclosure. I hate to say it but I did hear someone mention this type of scheme is right here in Frederick. I don&#8217;t know the name of the company but just be aware they are here. When someone says I can help [...]]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Putting a Short Sale together &#8211; what&#8217;s with all the paperwork</title>
		<link>http://focusonfrederick.com/2008/03/12/putting-a-short-sale-together-whats-all-the-paperwork/</link>
		<comments>http://focusonfrederick.com/2008/03/12/putting-a-short-sale-together-whats-all-the-paperwork/#comments</comments>
		<pubDate>Wed, 12 Mar 2008 12:42:09 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Market Conditions]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[shortsale]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/2008/03/12/putting-a-short-sale-together-whats-all-the-paperwork/</guid>
		<description><![CDATA[photo credit: neoterra As I have mentioned in previous post about Short Sales, there are a few items that the seller will need to accumulate in order to submit a Short Sale Package to the bank. The topic about short sales have been on the tip of everyones tongues recently. In fact, most of the [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2008/03/12/putting-a-short-sale-together-whats-all-the-paperwork/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Short Sales &#8211; Managing Buyer Expectations</title>
		<link>http://focusonfrederick.com/2008/02/27/short-sales-managing-buyer-expectations/</link>
		<comments>http://focusonfrederick.com/2008/02/27/short-sales-managing-buyer-expectations/#comments</comments>
		<pubDate>Wed, 27 Feb 2008 13:40:21 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate Topics]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[shortsale]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/2008/02/27/short-sales-managing-buyer-expectations/</guid>
		<description><![CDATA[photo credit: liber In my continuing effort to provide you with information about Short Sales and Foreclosures, let&#8217;s talk about the expectations from a buyer&#8217;s side. There have been many lost sales due the lack of understanding of the whole process by either the buyer or the buyer&#8217;s agent. I have mentioned before that buyers [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2008/02/27/short-sales-managing-buyer-expectations/feed/</wfw:commentRss>
		<slash:comments>14</slash:comments>
		</item>
		<item>
		<title>What should a seller expect in a Short sale</title>
		<link>http://focusonfrederick.com/2008/02/13/what-should-a-seller-expect-in-a-short-sale/</link>
		<comments>http://focusonfrederick.com/2008/02/13/what-should-a-seller-expect-in-a-short-sale/#comments</comments>
		<pubDate>Wed, 13 Feb 2008 17:24:08 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate Topics]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[shortsale]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/2008/02/13/what-should-a-seller-expect-in-a-short-sale/</guid>
		<description><![CDATA[We started talking about Short Sales last week and I said we would break it down for the seller and the buyer. The Short Sale transaction can be frustrating for everyone involved. I think most of the frustration comes from expectations not being met. The short sale is not your every day  real estate transaction.  [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2008/02/13/what-should-a-seller-expect-in-a-short-sale/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>What&#8217;s all this talk about Short Sales</title>
		<link>http://focusonfrederick.com/2008/02/07/whats-all-this-talk-about-short-sales/</link>
		<comments>http://focusonfrederick.com/2008/02/07/whats-all-this-talk-about-short-sales/#comments</comments>
		<pubDate>Thu, 07 Feb 2008 13:49:57 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[frederick real estate]]></category>
		<category><![CDATA[Real Estate Topics]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[shortsale]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/2008/02/07/whats-all-this-talk-about-short-sales/</guid>
		<description><![CDATA[Short Sales, Bank Owned, Foreclosure, Bankruptcy&#8230;all start with one problem; Finances or the lack of funds to overcome the current and future expenses. Who hasn&#8217;t had some type of financial issues in your life? Unfortunately, these are some of the more extreme financial solutions. With foreclosures on the rise, short sales have become an option [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2008/02/07/whats-all-this-talk-about-short-sales/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Market Conditions around Frederick (foreclosures and REOs)</title>
		<link>http://focusonfrederick.com/2007/11/12/market-conditions-around-frederick-foreclosures-and-reos/</link>
		<comments>http://focusonfrederick.com/2007/11/12/market-conditions-around-frederick-foreclosures-and-reos/#comments</comments>
		<pubDate>Mon, 12 Nov 2007 14:41:29 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Market Conditions]]></category>
		<category><![CDATA[foreclosure]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/2007/11/12/market-conditions-around-frederick-foreclosures-and-reos/</guid>
		<description><![CDATA[Today I will share some RealtyTrac Data. I have been tracking it for a few months. I am sure the foreclosures and short sales are only going to get worse before it gets better. You do have options before going to foreclosure&#8230;but you have to act before it&#8217;s too late. Short sales are one option. [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2007/11/12/market-conditions-around-frederick-foreclosures-and-reos/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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