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	<title>Focus On Frederick.com &#187; seller</title>
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	<link>http://focusonfrederick.com</link>
	<description>Musings and information about Real Estate in the Frederick County Area</description>
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		<title>They &#8220;Duped&#8221; em.  Down Payment Assistant Programs feeling slighted</title>
		<link>http://focusonfrederick.com/2008/08/21/they-duped-em-down-payment-assistant-programs-feeling-slighted/</link>
		<comments>http://focusonfrederick.com/2008/08/21/they-duped-em-down-payment-assistant-programs-feeling-slighted/#comments</comments>
		<pubDate>Thu, 21 Aug 2008 14:41:18 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Real Estate Topics]]></category>
		<category><![CDATA[seller]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/?p=485</guid>
		<description><![CDATA[I came across this video on a Loundon County Real Estate agents site.  I told you before about the Nehemiah and AmeriDream.   It has been in front of Congress for sometime now on the HR 6694 &#8211; FHA Seller-Financed Downpayment Reform and Risk-Based Pricing Authorization Act of 2008. The DAP will go away if this [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2008/08/21/they-duped-em-down-payment-assistant-programs-feeling-slighted/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>What&#8217;s going on with the Downtown Frederick Market</title>
		<link>http://focusonfrederick.com/2008/07/21/whats-going-on-with-the-downtown-frederick-market/</link>
		<comments>http://focusonfrederick.com/2008/07/21/whats-going-on-with-the-downtown-frederick-market/#comments</comments>
		<pubDate>Mon, 21 Jul 2008 12:16:27 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Market Condition]]></category>
		<category><![CDATA[Market Conditions]]></category>
		<category><![CDATA[seller]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/?p=475</guid>
		<description><![CDATA[As you know, it has been a little busy around these parts.  Most of my time has been spent looking at homes around the downtown area.  I have looked at detached single family homes, duplexes, townhouses or old row houses.  The prices are all over the place downtown; higher along Carroll Creek.  The magic number [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2008/07/21/whats-going-on-with-the-downtown-frederick-market/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Carpet Baggers feeding off those facing foreclosure</title>
		<link>http://focusonfrederick.com/2008/04/16/carpet-baggers-feeding-off-those-facing-foreclosure/</link>
		<comments>http://focusonfrederick.com/2008/04/16/carpet-baggers-feeding-off-those-facing-foreclosure/#comments</comments>
		<pubDate>Wed, 16 Apr 2008 20:44:54 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate Topics]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[choices]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[GMA]]></category>
		<category><![CDATA[scumbags]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/?p=423</guid>
		<description><![CDATA[Good Morning America did a piece on companies out to &#8220;save&#8221; you from foreclosure. I hate to say it but I did hear someone mention this type of scheme is right here in Frederick. I don&#8217;t know the name of the company but just be aware they are here. When someone says I can help [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2008/04/16/carpet-baggers-feeding-off-those-facing-foreclosure/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Putting a Short Sale together &#8211; what&#8217;s with all the paperwork</title>
		<link>http://focusonfrederick.com/2008/03/12/putting-a-short-sale-together-whats-all-the-paperwork/</link>
		<comments>http://focusonfrederick.com/2008/03/12/putting-a-short-sale-together-whats-all-the-paperwork/#comments</comments>
		<pubDate>Wed, 12 Mar 2008 12:42:09 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Market Conditions]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[shortsale]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/2008/03/12/putting-a-short-sale-together-whats-all-the-paperwork/</guid>
		<description><![CDATA[photo credit: neoterra As I have mentioned in previous post about Short Sales, there are a few items that the seller will need to accumulate in order to submit a Short Sale Package to the bank. The topic about short sales have been on the tip of everyones tongues recently. In fact, most of the [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2008/03/12/putting-a-short-sale-together-whats-all-the-paperwork/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Ignore the Headlines &#8211; finally the media gets it</title>
		<link>http://focusonfrederick.com/2008/02/20/ignore-the-headlines-finally-the-media-gets-it/</link>
		<comments>http://focusonfrederick.com/2008/02/20/ignore-the-headlines-finally-the-media-gets-it/#comments</comments>
		<pubDate>Wed, 20 Feb 2008 18:47:40 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Market Conditions]]></category>
		<category><![CDATA[Real Estate Topics]]></category>
		<category><![CDATA[seller]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/2008/02/20/ignore-the-headlines-finally-the-media-gets-it/</guid>
		<description><![CDATA[I came across an article recently that I would like to share with you. For so long the media has been pounding that the market is bad, horrible, stay away&#8230; Yes, things haven&#8217;t been as productive as they used to (for sellers). I have written many times about this market too. The media likes to [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2008/02/20/ignore-the-headlines-finally-the-media-gets-it/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>What should a seller expect in a Short sale</title>
		<link>http://focusonfrederick.com/2008/02/13/what-should-a-seller-expect-in-a-short-sale/</link>
		<comments>http://focusonfrederick.com/2008/02/13/what-should-a-seller-expect-in-a-short-sale/#comments</comments>
		<pubDate>Wed, 13 Feb 2008 17:24:08 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Real Estate Topics]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[shortsale]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/2008/02/13/what-should-a-seller-expect-in-a-short-sale/</guid>
		<description><![CDATA[We started talking about Short Sales last week and I said we would break it down for the seller and the buyer. The Short Sale transaction can be frustrating for everyone involved. I think most of the frustration comes from expectations not being met. The short sale is not your every day  real estate transaction.  [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2008/02/13/what-should-a-seller-expect-in-a-short-sale/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>The Squirrels are telling us to Get ready for Winter</title>
		<link>http://focusonfrederick.com/2008/01/17/the-squirrels-are-telling-us-to-get-ready-for-winter/</link>
		<comments>http://focusonfrederick.com/2008/01/17/the-squirrels-are-telling-us-to-get-ready-for-winter/#comments</comments>
		<pubDate>Thu, 17 Jan 2008 11:07:30 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[frederick real estate]]></category>
		<category><![CDATA[Real Estate Topics]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/2008/01/17/the-squirrels-are-telling-us-to-get-ready-for-winter/</guid>
		<description><![CDATA[My grandfather always told me to pay attention to the squirrels.  They are telling us what the winter will be like.  Sure they are scurrying for nuts all the time.  Look at the tails, are they bushy?  Thick and bushy, don&#8217;t you think they want to be warm this winter?  How about their nest?  Higher [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2008/01/17/the-squirrels-are-telling-us-to-get-ready-for-winter/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>This is how we roll &#8211; helping sellers and keeping buyers informed</title>
		<link>http://focusonfrederick.com/2007/12/12/this-is-how-we-roll-helping-sellers-and-keeping-buyers-informed/</link>
		<comments>http://focusonfrederick.com/2007/12/12/this-is-how-we-roll-helping-sellers-and-keeping-buyers-informed/#comments</comments>
		<pubDate>Wed, 12 Dec 2007 17:14:38 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Real Estate Topics]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[sellers]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/2007/12/12/this-is-how-we-roll-helping-sellers-and-keeping-buyers-informed/</guid>
		<description><![CDATA[In an incredibly tough market like this, you have to be on your toes. Use your time wisely and productively. As a real estate agent, one of the key things you need to know is the inventory in your area.  What are the average days on the market? What is the average list to sale [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2007/12/12/this-is-how-we-roll-helping-sellers-and-keeping-buyers-informed/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>An Open letter to the Sellers in Frederick County</title>
		<link>http://focusonfrederick.com/2007/10/03/an-open-letter-to-the-sellers-in-frederick-county/</link>
		<comments>http://focusonfrederick.com/2007/10/03/an-open-letter-to-the-sellers-in-frederick-county/#comments</comments>
		<pubDate>Wed, 03 Oct 2007 15:45:43 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Market Condition]]></category>
		<category><![CDATA[Real Estate Topics]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[Frederick]]></category>
		<category><![CDATA[maryland]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/?p=192</guid>
		<description><![CDATA[ Dear Home Sellers, Don&#8217;t hate me for my honesty.  I am here to help you sell your house.  That is what you hired me to do.  I have sold plenty of Real Estate and I truly want to sell yours, but I need your help.  You see, the real estate market is not quite the [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2007/10/03/an-open-letter-to-the-sellers-in-frederick-county/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Housing Market in Frederick MD</title>
		<link>http://focusonfrederick.com/2007/09/17/housing-market-in-frederick-md/</link>
		<comments>http://focusonfrederick.com/2007/09/17/housing-market-in-frederick-md/#comments</comments>
		<pubDate>Tue, 18 Sep 2007 00:53:09 +0000</pubDate>
		<dc:creator>Bob Carney</dc:creator>
				<category><![CDATA[Buyer]]></category>
		<category><![CDATA[frederick real estate]]></category>
		<category><![CDATA[Market Condition]]></category>
		<category><![CDATA[Real Estate Topics]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[Frederick]]></category>
		<category><![CDATA[Frederick MD]]></category>
		<category><![CDATA[frederick+real estate]]></category>
		<category><![CDATA[maryland]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://focusonfrederick.com/?p=186</guid>
		<description><![CDATA[We are starting to close in on another year.  It&#8217;s hard to believe that 2007 is almost in the bag.  The Frederick Fair is here, the leaves are about to fall, and I mean fall, since it has been so dry.  Time sure flies when you&#8217;re having fun&#8230;.  The Frederick County housing inventory has climbed to 2338 [...]]]></description>
		<wfw:commentRss>http://focusonfrederick.com/2007/09/17/housing-market-in-frederick-md/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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