Looking for Mortgage Lender in Mt Airy

I want to introduce you to a new member of my list of Preferred Lenders, Kevin Carey of Prosperity Mortgages. Kevin not only takes care of his clients mortgage needs, but also manages multiple offices. He has loan officers in Frederick, Hagerstown, and even in Cumberland Maryland. (if you are looking to finance your vacation home) Kevin Carey always answers his phone, don’t believe me call him now on his cell phone (301) 370-4169 and tell him you found him on FocusOnFrederick.com. Whether you are looking for a conventional 30 year fixed, an Interest Only ARM or even a Reverse Mortgage, Kevin of Prosperity Mortgage will get you the loan that is right for you. In today’s market you want someone to lead you in the right direction. Kevin will make sure you know what loan you getting. Prosperity Mortgage and Long & Foster have been helping people get into homes for a long time. They are industry leaders in this area.

List of Lenders that have provided excellant service.

• Bank of America
  • Tom McLister
  • Office – 301-698-6040
  • Thomas.B.McLister(at)bankofamerica.com
• Chevy Chase Bank
  • Bob Bodell
  • Office – 301-695-4498
  • RMBodell(at)chevychasebank.net
• Free State Mortgage
  • Daniel Eckenrode
  • Office – 866-829-9142
  • DEckenrode(at)freestatemortgage.com
  • www.FreeStateMortgage.com
• Prosperity Mortgage
  • Kevin Carey
  • Office – 301-831-7500
  • Kevin(at)ProsperityMortgage.com
  • www.FinancewithKevinCarey.com

Listed in Alphabetical order only.

55+ Active Adult Community Open House Sept 22nd

 Agents in my office are sponsoring an open house in Mill Crossing at Tasker’s Chance on September 22nd 11AM – 4PM.  You are invited to view the gorgeous model and sign up for prizes drawings.  If you are looking to downsize in to a maintenance free community, this is a definite must for you.

This Active Adult Condominiums community is convienent to shopping, restaruants and public transporation.  Located just off Route 40 and Route 15, this community is nestled in the village of Tasker’s Chance in Frederick, MD. 

Each Mill Crossing condo offers 2 bedrooms and 2 full baths, 9 foot ceilings, and a private balcony or patio.  As part of this Active Adults lifestyle, you will enjoy the use of the fitness center, community room, bistro and outdoor putting green. 

Click here to take a Virtual Tour of Mill Crossings at Tasker’s Chance

To see more of this Active Adult community, contact Ron Alexander or Sandra Cook at 301-663-1552.  You can email Ron directly by clicking here.

• Open House September 22nd 11AM-4PM
• 120 Burgess Hill Way, Frederick MD 21702
• Normal Business hours are
  • Wednesday and Friday 11AM-3PM
  • Saturday and Sunday 10AM-4PM
• Sales Manager Ron Alexander (301) 663-1552

Housing Market in Frederick MD

We are starting to close in on another year.  It’s hard to believe that 2007 is almost in the bag.  The Frederick Fair is here, the leaves are about to fall, and I mean fall, since it has been so dry.  Time sure flies when you’re having fun….  The Frederick County housing inventory has climbed to 2338 as of right now.  The new homes to the market have pretty much been flat all year with an average of 18 new listings every day.  Granted some of the listings were ones that were previously listed with another agent.  Sellers have been pretty frustrated in this market.  They haven’t been getting the price that they truly wanted.  It’s not the agents fault…the market determines the price.  With Foreclosures in Frederick County on the climb, (Currently 95 in Preforeclosure and 226 in Foreclosure status according to RealtyTrac.) pricing is a moving target.  Unfortunately, foreclosures and short sales are your next appraisal and it will impact your sales price.  You will need to lower your price, if you want to move on to the next step…this is a reality.  Loans are harder to get and also harder to keep together.  With all the changes the Mortgage market is going through, sometimes they are disintegrating before they get to closing.  So here, as the seller you will also need patience.  Lenders have been giving out money way too easily and now we are paying for it.   Paying for in a sense that we have been spoiled.  We have been used to lenders jumping through hoops to give out money.  Now they make the buyer jump through hoops to get the money…not as easy any more. 

Here’s a chart of a few numbers over the past year.

Past market updates;

• Frederick MD Real Estate Market Update
• Market Conditions around New Market MD
• Market Conditions Frederick MD

Market Conditions around New Market MD

Let’s take a closer look at the New Market area.  This has always been an attractive area with all the historic buildings downtown and the ever popular Lake Linganore area.  Something about water and people…we just gravitate to it.  We enjoy its calming affect.   Conveniently located just off Interstate 70, you have a quick commute to Baltimore or Washington DC.

You have a variety of homes around the lake; small to moderate townhomes, small to luxurious single family homes.   With this amount of selection in homes, home buyers have the opportunity to live in this area at any price.  Currently on the market in New Market;

• 138 Single Family Homes  – $129,900 to $999,999
• 20 Town Homes  -  $234,900 to $424,900
• 4 Condos  -  $207,500 to $449,900

In the last 30 days, there have been only 12 sales in zip code 21774.  Below is a list of homes that sold in past 30 days;

• SFH – Waters Edge – 6 BD 4 BA – $657,500
• SFH – San Andrew Dr – 4 BD 4 BA – $540,000 ($20,000 seller help)
• SFH – Douglas Ave – 4 BD 2 BA 2 HB – $430,000 ($7,500 seller help)
• TH – Mussetter Ct – 4 BD 3 BA 1 HB – $344,500 ($10,000 seller help)
• TH – Steamboat Way – 3 BD 2 BA 2 HB – $289,900 ($3,500 seller help)
• TH – Steamboat Way – 3 BD 1 BA 1 HB – $277,750 ($11,000 seller help)

There you have a quick snapshot of the what the Market Conditions are New Market MD.  If you have any questions, please don’t hesitate to contact me. 

Related Links:

• Buying a house in Frederick MD What do you need to know.
• Buying a house in Frederick MD Part two
• The Best Investment
• Should You Try to “Time the Market”?
• The Effect of Changing Jobs
• School Information
• Community Information

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