Happy Thanksgiving and safe travels

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I want to take the time to thank everyone in my life the value that you bring to it. Without you I would not be the person I am today. I wish you and yours a very Happy Thanksgiving. Please be safe in your travels (especially since the gas prices are down to $1.75 in Frederick)

Mike Bennett says Get off the fence

I just received a mortgage update from my friend Mike over at Presidential Mortgage.  Here’s his exact words. (Thanks Mike)

Awesome news this morning—mortgage rates will drop due to the Federal Reserve’s announcement to buy 500 billion of mortgage backed securities.  This is what we needed in this market to drive rates down.   The “glass is half full” so this gives us all something to talk about positively with homebuyers.  Spread the word that rates are down and prices are low so now is the time to get off the fence if you are serious.

Mike Bennett

cell 301-502-5335

Senior Loan Officer with 28 years of mortgage expertise

Presidential Bank Mortgage, wholly owned

subsidiary of Presidential Bank, FSB

For mortgage pre-approvals please call me @301-502-5335, or go to my webpage at www.presidentialbankmortgage.com/mikebennett and click on “on-line application” and then on “mortgage application”.

Now more than ever…get off the fence and take advantage of these prices.

Have a great day.

Call me when you are ready to start looking.

Bob

240-285-4918

Friday Foto for FCC

It’s no secret that I enjoy photography.  I am always looking for ways to improve my skills and increase my lens inventory.  Of course they always say, to be successful take something you love doing and make money at it.  So that is what I am slowly doing.  I am working on a photos for a friend that works closely with the Frederick Community College Basketball teams.  You can click on the photo below and navagate through a few of the shots on my Flickr account.
FCC Mens Anne Arundel 007 Web

But the other part of this post is to open your eyes to something local and inexpensive to do one evening.  FCC offers a wide variety of classes for those that looking to enhance their education. But more importantly they offer sporting events for a very reasonable price. North Frederick Elementary has been taken under the basketball players wings. They invite them to watch the games on a regular basis. These kids think they are watching a professional game and completely enjoying it. For a few bucks you can come out and escape the daily grind and entertain the kids.  And if it’s not basketball that interest you check out their events calendar for other reasons to visit the campus.

Have a great weekend.

Bailout help on the way

Taking at the 2008 Frederick County Relay for Life.  Just like Cancer patients, homeowners need to have hope too

This picture was taking at the 2008 Frederick County Relay for Life. Just like Cancer patients, homeowners need to have hope too

Many homeowners are under water and it is encouraging to see progress being made on the Bailout plan.  AIG is really pissing upsetting people off with their latest antics.  I just don’t get how CEOs justify this while the business is under water.  How do you plan these parties?  “John, THE check came in…Great, off to Arizona, see you in a week!” Last time I received a windfall it wasn’t spent on a party, it paid the bills.

Back to the consumer side of things; it looks like money from the bailouts will help with loan modifications.  I hope that the loans are modified to current market values.  This will keep home owners in their home.  They have to stop the bleeding at the ground level so that it can filter back into the local economy.  You hear too many stories where people are just getting by and only purchasing the bare minimums.

There are places that you can start looking for help before losing your home to foreclosure.

Talk to one of the many councilors available to you to discuss your options.  Frederick and the State of Maryland are available to help you.

Have a great day.

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