Good Luck.

She took me to meet Verne and I hired him as my mortgage broker. I did not know Seaborne at this time. As the deal began I was ignored, lied to and threatened. I was refused an inspection on the house and was told by Seaborne that if I did not close without the inspection I would lose my earnest money and be sued for the price of the house.

This man falsified my loan application and forged my signature to a balloon note for 56K that he gave to the sellers as my down payment. Therefore he lied as well to the lenders at the time World Savings.

I was kept away from the house for a week after closing and was threatened by the Sarasota Police to be sent to jail if I went near the house that I now owned. I never received keys to the house and when I finally did get into the house it was filled with mold, plumbing leaks, foundation leaks, roof leaks and all the sellers trash and dirt.

Since then I tried to clean up the house to no avail, it is overrun with toxic mold to which I am allergic. I DO NOT LIVE IN THE HOUSE AS IT MAKES ME DEATHLY ILL.

I contacted the FBI and the state office of financial regulations about this crime perpetuated upon me. Detective Maslowski called me daily threatening me criminal charges for signing the loan docs I was forced to sign. His constant harassing calls cost me my job. After I found new employment a Agent Brady of the FBI began calling my new work to find me then began his barrage of harassing calls costing me yet another job.

At this point I have hired 2 different lawyers. One, Mr. Andrew Mooney took my retainer of 2k and did nothing. Then came the only lawyer I could find to accept my case of mortgage fraud and non disclosure with little funds up front as I have no money now. Lawrence P Cartelli is a family law lawyer and is barely working on my case.

After doing some investigating I have found that Art Seaborne lost his RE license after the OFR found he practiced mortgage fraud back in 1989. Why did they ever give him a mortgage brokers license in 2000 knowing he was already found guilty of fraud previously?

I now an broke, I have a house that is falling to the ground from mold, literally and I owe 290K plus on, my credit has gone from 780 to well below 400, I cannot get a job and I an destitute while Art Seaborne hires the best lawyers in the country and the sellers drag out my case for the non disclosure so I will not be able to afford to complete it and my lawyer will not communicate with me now because I cannot pay him.

I have read about the mortgage fraud victim’s fund and I desperately need this help so I can find the justice and restitution I deserve. Had the OFR not been negligent I would not be here dying as I am now. I am a 48-year-old divorced woman with a BA who now has no life. I was intended to get my Masters at USF and now I cannot even afford to eat everyday. I had a beautiful and promising life ahead of me and the State of Florida has robbed me of this life.

I can get no one from the OFR or the FBI or any other state entity to help me or to tell me what is going on. Please help me. Please!

I figure that if no one in this State takes responsibility for the crime that the state perpetuated upon me I WILL HAVE TO DO WHAT EVER I CAN TO SAVE MYSELF. I am going to write a scathing book accusing this state of the irresponsibility and crimes that the State of Florida has put on me and all the nasty details and names that go with it. I have the facts to back me up in this. I MUST DO SOMETHING TO SAVE MY LIFE!

Will you please help me? I am a law abiding and tax-paying citizen of this state. I even graduated from USF so I gave the state of Florida my hard earned money there.

I refuse to let this go and just give-up all my dreams and aspirations so the fat cats of the State of Florida can save face in their illegal dealings. I will win or die trying!

Please, please help me help myself back to a real life.

I did however have experience with a listing that was sort of a victim of a bad appraisal – this very nice professional couple had an appraisal that said their property was worth $475,000. So they used their “extra” equity to buy a bigger home closer to their jobs. They were carrying two mortgages. Problem is – their home was not worth that amount of money in the sale end of it. It took well over a year for them to come to grips with that and to finally understand the “market value” of their home – it ended up selling for less than $250K. They must have had considerable savings or a heck of a salary to be able to carry both of those mortgages for so long until the other house sold.

And I wonder if they lost money (it sold eventually thru another agency)…they were one of the fortunate ones…the didn’t get foreclosed upon but they certainly could have.

Karen Rices last blog post..Wild Card Wednesday – FREE HOME!!

We have the same thing developing with energy prices as we cannot see further than next week.

Thanks for stopping by…

This situation won’t be going away anytime soon.

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